On 29 September 2025, the Home Secretary announced a proposed new contribution-based settlement model to reduce net migration. Applicants would generally need to have been lawfully resident in the UK for 10 years, double the current five-year standard, unless they meet higher thresholds. According to the announcement, people could earn a reduction in the number of years if they meet earnings or integration requirements, but those who have been non-compliant will either face a longer wait or risk refusal.
The Home Secretary set out the proposed conditions for gaining indefinite leave to remain in the UK, including being in work, making a certain level of National Insurance contributions, not taking any benefits payments, learning English to a high standard, having a spotless criminal record, and giving back by, for example, working in your local community.
Who will be affected and when could changes take effect?
The government plans to launch a public consultation later in 2025 to flesh out the details. However, the uncertainty around the timing and scope of these changes creates risk for those nearing ILR eligibility under current rules. For many migrants, applying now may be strategically safer than waiting for the new regime. The plans will be subject to a consultation, which will be launched by the end of the year and will be open to contributions from the public.
Why act now if you already qualify under current rules?
If you currently meet all the criteria for ILR under the existing five-year route, applying now means you can avoid being subject to the stricter contribution-based rules. Once the new model comes into force, new applicants may need to satisfy additional “earned contribution” tests and wait longer.
How Whytecroft Ford can assist you through this change
At Whytecroft Ford, we provide expert immigration advice and support tailored to evolving law. If you presently qualify for Indefinite Leave to Remain under the current Immigration Rules, we can help you:
- Confirm eligibility under the existing five-year ILR criteria
- Prepare and submit your ILR application before any rule changes
- Gather and organise all necessary supporting documents
- Monitor the implementation of the contribution-based model and advise you if the rules shift
If you are nearing the end of your qualifying period, now is the time to act. Call our London immigration team at 0208 757 5751 or use our contact form for a prompt assessment and application strategy.
