NRI & Foreign Citizen PAN CardApplication Service
Whytecroft Ford provides 1-to-1 PAN Card 2.0 assistance for NRIs, OCIs, PIOs and Foreign Citizens via Form 95, current as of April 2026. From document curation to E-PAN and physical card delivery — guided by our UK-based Indian law specialists.
Why Do You Need a PAN Card?
A Permanent Account Number (PAN) is legally required in India for anyone conducting financial activity governed by the Central Board of Direct Taxes (CBDT) under the Income Tax Act — regardless of where you live.
Financial Transactions
Required for opening Indian bank accounts (NRO/NRE), high-value investments, or managing fixed deposits exceeding INR 50,000.
Property Matters
Essential for the legal purchase, sale, or transfer of Indian immovable property as an NRI or Foreign Citizen. Required to repatriate sale proceeds.
Tax Compliance
Necessary for filing income tax returns on Indian-sourced income, or for claiming refunds on TDS (tax deducted at source).
Legal & Inheritance
Often required in documentary requirements for settling family inheritance and in Indian legal matters regarding assets.
Which Category Applies to You?
The term "NRI" is widely used to describe any person of Indian origin living outside India, but it has a precise legal meaning. Overseas Citizens of India (OCI holders), Persons of Indian Origin (PIOs), and Foreign Nationals — including individuals with no Indian heritage — are legally distinct categories, each with different PAN card requirements under the Income-tax Rules.
A PAN card is not limited to those of Indian origin. Any foreign national who transacts financially in India — through property, employment, inheritance, or investment — may be legally required to hold one.
Overseas Citizen of India (OCI)
An OCI holder has a foreign passport alongside a valid OCI card. For PAN card purposes, you must select "Overseas Citizen of India" on Form 95 and include your OCI card copy with your supporting documents.
Read our OCI PAN card guide →Foreign Citizen (FC)
A Foreign Citizen holds a foreign passport without OCI status — including British, American and EU nationals with no Indian-origin documentation. Form 95 applies, but citizenship category selection and documents differ from OCI applicants.
Read our Foreign Citizen guide →Person of Indian Origin (PIO)
The PIO card was merged into the OCI scheme in 2015. Most PIO cardholders have since received OCI cards and are treated as OCI holders for PAN purposes. If you hold an unconverted PIO card, your correct category depends on your current documentation.
Read our complete guide for UK applicants →From Engagement to PAN Card
A clear, structured and guided process — end-to-end supported by our dedicated UK-based team.
Secure Checkout & Onboarding
Complete your £220 secure online payment. We confirm engagement within 1 business day via email confirmation. Followed by the next steps to begin. No in-person visit required.
Document Review & Form 95
Upload your IDs securely. We review every detail against strict Indian Government standards and begin your Form 95 application, PAN Card 2.0 requirements.
Verify, Sign & Submit
We guide you through any mandatory Embassy or Notary attestations for your specific IDs. You then receive your finalised application. Next step: guided physical submission.
Submission & Tracking
We assist through the final document checks before you submit directly to the Indian Depository from abroad. Our team tracks status until your E-PAN and physical card are officially issued.
Our PAN Full Assistance Service
Eliminate the confusion of a foreign PAN application. Our UK-based team provide end-to-end assistance for NRIs and Foreign Citizens.
PAN Card Application Assistance
A fully guided service for (New PAN 2.0) NRIs, OCIs and Foreign Citizens — supported end-to-end from the UK, from document preparation through to card delivery.
- Document portfolio review
- Form 95 preparation and drafting
- Attestation guidance
- Guided submission & depository tracking
- E-PAN and physical card delivery
Per applicant. Inclusive of the Government of India (INR) application fee.
Third party costs not included — photographs, courier, document legalisation.
★★★★★ Excellent — verified reviews
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Trusted by NRIs, OCIs and Foreign Citizens
Whytecroft Ford is an Indian law specialist, with over 20 years of Indian legal experience. Our London-based team specialises exclusively in Indian legal and compliance matters for clients living abroad. We offer UK-wide remote services based on individual circumstances. You do not have to be in India to obtain your PAN Card; we can help from here.
- 20+ years of Indian law practice
- £220 fixed fee — including INR Gov fee
- London-based Indian law specialists
- Remote service UK-wide
- Multilingual team — English, Hindi & Punjabi
What Our Clients Say
"From our first consultation all the way until we received our PAN card — very professional, efficient — and quick to respond to any queries we had. We will be using Whytecroft Ford again — and would highly recommend their services to anyone."
"Knowledgeable and helpful, responsive and dealt with all queries promptly."
"Whytecroft Ford handled our PAN card and OCI applications with patience and prompt communication. Clearly experienced — guided us through every requirement and kept us updated at each stage."
"Upon making payment a representative contacted me immediately, guiding me at every stage including the correct documentation. The application was tracked and I was promptly advised by email. I would definitely recommend."
"Quick response, clear advice and simplified a confusing process. Really pleased with the service and would highly recommend."
Frequently Asked Questions
Ready to Get Your PAN Card?
Essential for Indian property, banking, and investments — your PAN Card is the foundation. Our UK-based team can guide you through the process.
Prefer to speak with us directly? +44 (0)20 8757 5751
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